StablR Euro (EURR): Regulated Euro‑Backed Stablecoin

Imagine holding the stability of the euro — but on-chain. That’s precisely what StablR Euro (EURR) brings to Web3. Fully backed 1:1 with euros held in secure, segregated accounts, EURR is designed for real-world usability, regulatory compliance, and financial transparency. Built on Ethereum (and also supported on Solana), this stablecoin isn’t just about holding value — it’s programmable money, making cross-border payments, DeFi integrations, and corporate treasury operations ultra-efficient.

With proof-of-reserves published daily, StablR Euro shows users it’s not just a promise — real euros back every EURR token. And thanks to MiCA-aligned design, it’s also built for the regulatory future of Europe. Whether you’re an institution, a DeFi developer, or a crypto-savvy user, EURR offers a bridge between traditional finance and blockchain.

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What Is StablR Euro (EURR)?

StablR Euro (EURR) is a euro-pegged stablecoin designed to provide a secure, transparent, and fully regulated digital representation of the euro. By combining blockchain efficiency with traditional financial safeguards, EURR allows users and businesses to transact globally while maintaining a stable, predictable value. Its design addresses common challenges in cryptocurrency usage, such as volatility, lack of regulation, and trust in reserves.

Issuance and Blockchain Compatibility

EURR is an ERC-20 token on Ethereum, making it compatible with a wide range of wallets, dApps, and DeFi platforms. Additionally, it is available on Solana, offering users faster transaction speeds and lower fees while maintaining full interoperability with the Ethereum ecosystem.

The issuance process ensures that every EURR token is fully collateralized, backed by cash and cash equivalents held in secure, segregated accounts at top-tier financial institutions. This structure guarantees that each token can be redeemed for its equivalent value in euros, providing users with immediate liquidity and trust in the token’s stability.

Regulation and Compliance

EURR is a MiCA-compliant electronic money token, meaning it meets the regulatory requirements of the European Union for digital assets and stablecoins. This compliance ensures that EURR holders benefit from legal protections similar to traditional fiat deposits while enjoying the efficiency and programmability of blockchain technology.

Being regulated also enables EURR to be used in professional and commercial settings, including crypto payments, treasury management, and cross-border transfers, without the regulatory uncertainty that often accompanies unbacked cryptocurrencies.

Key Features of EURR

1. Fully Collateralized
   • Each EURR token is backed 100% by euros and cash equivalents, stored securely in segregated accounts.
   • Proof-of-reserve mechanisms are published, offering transparency and confidence to all holders.
2. Global Accessibility
   • Users can send and receive EURR globally with near-zero transaction costs, making it ideal for cross-border payments, trading, and decentralized finance applications.
3. Security and Transparency
   • Transactions are recorded on blockchain, ensuring they are immutable, traceable, and verifiable.
   • The use of institutional-grade infrastructure and multi-party computation technology secures token minting and redemption.
4. Liquidity and Reliability
   • EURR holders can redeem their tokens at par value for euros at any time.
   • Backing by top-tier financial institutions guarantees immediate access to fiat liquidity, supporting trust and long-term adoption.

Stablecoins like EURR serve as a bridge between traditional finance and the digital economy. By combining euro stability, regulatory compliance, and blockchain efficiency, EURR enables individuals, businesses, and developers to transact confidently in digital environments. It supports DeFi activities, international payments, and programmable money use cases, all while reducing the friction of volatility inherent in other cryptocurrencies.

StablR Euro (EURR) is a fully collateralized, regulated, and blockchain-native euro stablecoin that provides stability, transparency, and global usability. Its availability on Ethereum and Solana ensures accessibility for both traditional and Web3 users, making it a reliable digital euro for the evolving digital economy.

Token Economics & Backing of StablR Euro (EURR)

StablR Euro (EURR) is a euro-pegged stablecoin designed to combine blockchain efficiency with the security and reliability of traditional finance. Unlike volatile cryptocurrencies, EURR is fully backed by euros and cash equivalents, ensuring that each token maintains a stable 1:1 value with the euro. Its token economics and backing are structured to provide transparency, trust, and accessibility for users, businesses, and financial institutions alike.

Full Euro Backing

The foundation of EURR’s stability is its 1:1 backing with euro reserves, held in segregated accounts at regulated financial institutions. This ensures that every token issued is fully supported by real-world assets, giving holders confidence that their digital euros can always be redeemed for fiat at any time.

• Segregated Accounts: Funds are stored separately from company operating accounts to protect user assets in case of any operational issues.
• Cash & Cash Equivalents: Reserves include highly liquid assets, such as bank deposits, short-term government securities, and other low-risk instruments, ensuring liquidity for immediate redemptions.

This fully collateralized model differentiates EURR from algorithmic or partially-backed stablecoins, making it a safe and predictable digital euro for payments, DeFi, and treasury management.

Proof-of-Reserve and Transparency

Transparency is a cornerstone of EURR’s tokenomics. To ensure trust, daily attestations of reserves are published, showing that the amount of euros in custody matches the circulating supply of EURR tokens.

• Independent Verification: Third-party auditors verify reserves and provide attestation reports.
• Public Accessibility: Users and businesses can view proof-of-reserve reports, providing real-time assurance of the token’s backing.
• Blockchain Transparency: While reserves are held off-chain, issuance and redemption transactions are recorded on Ethereum and Solana blockchains, making token flows traceable and immutable.

This transparency mechanism ensures that EURR remains a trustworthy digital euro, particularly important for corporate adoption and cross-border transactions.

Redemption: 1:1 for Euros

Holders of EURR can redeem their tokens at any time for euros on a 1:1 basis, providing immediate liquidity and stability.

• Seamless Redemption Process: Token holders initiate a redemption request, and funds are transferred from the segregated account to the user’s bank account.
• Guaranteed Value: Each EURR token corresponds directly to one euro in reserves, eliminating price fluctuations typical of volatile cryptocurrencies.
• Commercial and Retail Use: Redemption capability ensures that both individual users and businesses can rely on EURR as a stable medium of exchange.

This redeemable structure makes EURR functionally equivalent to holding physical euros, but with the added benefits of blockchain efficiency, programmability, and cross-border accessibility.

No Voting Rights: A Pure Electronic Money Token

It is important to note that EURR does not confer equity or governance rights. As a regulated electronic money token under MiCA, it is strictly a stable, digital representation of euros, intended for transactions and financial activities, rather than participation in corporate governance or project voting.

• Clear Legal Status: Being regulated as electronic money separates EURR from governance or utility tokens, providing regulatory clarity.
• Focus on Stability and Usability: This design ensures that all token mechanics prioritize price stability, transparency, and usability rather than speculative incentives.

By combining full euro backing, daily proof-of-reserve attestations, redeemability, and regulatory clarity, StablR Euro provides a secure, reliable, and transparent stablecoin for both individuals and institutions. Users can confidently transact, trade, and integrate EURR into financial operations, knowing that each token is fully supported by tangible assets and governed under clear legal frameworks.

Use Cases & Integrations of StablR Euro (EURR)

StablR Euro (EURR) is a euro-pegged stablecoin that bridges the traditional financial system with blockchain efficiency. Its fully collateralized design and regulatory compliance make it ideal for a wide range of real-world and decentralized finance (DeFi) applications. By offering stable value, programmability, and global accessibility, EURR enables businesses, developers, and individuals to transact securely and efficiently.

Cross-Border Payments

One of the most immediate applications of EURR is in cross-border payments. Traditional international transfers can be slow, expensive, and subject to intermediary fees. EURR solves these challenges by enabling:

• Fast, near-instant transfers across borders.
• Low-cost transactions, reducing fees typically associated with bank transfers.
• Direct euro settlements, eliminating the need for currency conversions and minimizing FX risk.

This makes EURR particularly useful for freelancers, international businesses, and platforms that need to move funds globally without delays or excessive costs.

DeFi Integration

EURR’s programmable nature allows developers to integrate euro-stable assets into their decentralized applications. Key DeFi use cases include:

• Smart contract payments for goods and services.
• Automated subscriptions and recurring payments within dApps.
• Liquidity provisioning and trading on decentralized exchanges, offering euro-stable exposure without volatility.

By leveraging EURR in DeFi, developers can create predictable, euro-pegged financial interactions, which is particularly valuable for European users and global platforms that want to reduce exposure to crypto volatility.

Enterprise & Institutional Use

EURR is well-suited for corporate and institutional applications, including treasury management and settlement. Features that appeal to enterprises include:

• Euro-denominated liquidity without the need for traditional banking rails.
• Minimized FX risk, since EURR maintains a 1:1 peg with the euro.
• Efficient settlement of invoices and cross-border payments, enabling faster reconciliation and improved cash flow management.

Institutions can now integrate EURR into their financial operations, leveraging blockchain transparency and efficiency while keeping their funds euro-backed and secure.

PayFi & Real-World Payments

Through integration with Concordium’s PayFi network, EURR can be used for compliant, protocol-level transfers in real-world payment scenarios. This enables businesses and individuals to:

• Make regulated euro payments directly from wallets.
• Use EURR for merchant payments, subscriptions, and payroll disbursements.
• Benefit from protocol-level compliance, reducing legal and operational overhead for fiat-denominated transactions.

Wallet and Platform Support

To maximize accessibility, EURR is now supported on Zengo Wallet, allowing users to securely store, send, and receive EURR. Additionally, the token is listed on MELDapp, giving DeFi users easy access to euro-stable assets for lending, borrowing, and liquidity provision.

• Wallet Support: Simplifies user adoption and everyday usage.
• DeFi Access: Enables integration into lending, staking, and trading ecosystems.

EURR’s combination of stability, regulatory compliance, and blockchain efficiency makes it a versatile euro-denominated digital asset. Whether for cross-border payments, DeFi integration, enterprise treasury, or real-world transactions, EURR provides a predictable, transparent, and programmable alternative to traditional euros. By bridging fiat reliability with crypto innovation, EURR empowers users and businesses to operate efficiently in a digital-first economy.

Compliance & Regulation of StablR Euro (EURR)

StablR Euro (EURR) is a fully regulated, euro-pegged stablecoin designed to operate within the framework of European financial law. By adhering to MiCA (Markets in Crypto-Assets) regulations, implementing strict onboarding procedures, and maintaining transparency in reserve management, EURR offers users and businesses a secure, compliant, and reliable digital euro. These regulatory measures are essential for bridging traditional finance with blockchain technology while maintaining trust and accountability.

European Regulatory Frameworks: MiCA Compliance

EURR is issued as a regulated electronic money token under MiCA, the European Union’s comprehensive framework for crypto assets. This compliance ensures that:

• Legal Certainty: Users and institutions can rely on EURR as a fully recognized euro-denominated digital asset.
• Investor Protection: Regulatory oversight guarantees safeguards for token holders, similar to traditional electronic money.
• Operational Standards: Issuers must meet stringent capital, liquidity, and operational requirements, ensuring network stability and sustainability.

By operating under MiCA, EURR differentiates itself from unregulated stablecoins, providing a trusted bridge between fiat and digital finance.

Onboarding: AML/CFT Procedures

To mint or redeem EURR directly, users and entities must complete Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) procedures. These steps include:

• Identity Verification (KYC): Ensuring that individuals and businesses are verified before accessing minting or redemption services.
• AML Screening: Screening against sanctions lists and monitoring for suspicious activity.
• Transaction Monitoring: Ensuring that all EURR flows comply with European regulatory standards and financial crime prevention protocols.

These procedures protect the ecosystem from misuse while maintaining compliance with EU regulations, providing confidence to institutional and corporate users that EURR is legally and operationally secure.

Issuer Transparency: Reserve Management & Corporate Governance

A central aspect of EURR’s regulatory compliance is issuer transparency. StablR Euro provides users and auditors with real-time reporting on reserve holdings, ensuring that all tokens are fully backed by euros and cash equivalents in segregated accounts. Key practices include:

• Proof-of-Reserve Mechanisms: Daily attestations confirm that every EURR token is backed 1:1 by fiat reserves.
• Segregated Accounts: Reserves are held independently from company operational funds, ensuring protection of token holders’ assets.
• Corporate Governance: Strong governance protocols ensure that decision-making, risk management, and operational practices comply with regulatory and financial best practices.

These transparency measures strengthen trust, particularly for corporate treasury operations, cross-border payments, and institutional adoption.

In a rapidly evolving digital finance landscape, regulation and compliance are crucial for adoption, risk management, and credibility. By adhering to MiCA, enforcing AML/CFT procedures, and maintaining transparent reserve management, EURR provides:

• A secure digital euro suitable for institutional and retail use.
• Legal clarity for transactions, minting, and redemption.
• Confidence for adoption across DeFi, payment systems, and corporate treasury management.

In summary, StablR Euro’s regulatory framework ensures stability, trust, and compliance, making it a reliable and transparent stablecoin for the European and global digital economy. By integrating strong governance, legal oversight, and operational transparency, EURR bridges the gap between fiat and blockchain in a fully compliant and secure manner.

Technology & Infrastructure of StablR Euro (EURR)

StablR Euro (EURR) combines the security and programmability of blockchain technology with robust financial infrastructure, creating a stable, transparent, and compliant euro-pegged token. Its technology stack is designed to ensure broad compatibility, secure issuance, and real-time transparency for both individual users and institutional participants.

ERC-20 Token Standard: Broad Compatibility

EURR is built as an ERC-20 token on Ethereum, leveraging the most widely adopted smart contract standard in the blockchain ecosystem. This choice ensures:

• Wallet Compatibility: Users can store EURR in virtually any Ethereum-compatible wallet, including popular custodial and non-custodial solutions.
• DeFi Integration: As an ERC-20 token, EURR can be easily integrated into decentralized finance platforms for lending, borrowing, trading, and staking.
• Smart Contract Programmability: Developers can embed StablR Euro into dApps, automated payment systems, or other programmable financial instruments with minimal friction.

Additionally, EURR’s multi-chain availability, including Solana, allows users to benefit from faster transaction speeds and lower fees while maintaining interoperability with Ethereum-based applications.

Multi-Party Computation (MPC) for Secure Minting

Security in the issuance and redemption of StablR Euro is a critical feature of the token’s infrastructure. To protect user funds and prevent unauthorized creation of tokens, StablR Euro employs multi-party computation (MPC) technology:

• Distributed Control: MPC divides the private keys controlling the minting and redemption processes among multiple parties. No single entity has unilateral control, reducing the risk of hacks or misuse.
• Cryptographic Security: Transactions are cryptographically verified before tokens are issued or redeemed, ensuring the integrity of the supply.
• Operational Resilience: MPC provides redundancy and fault tolerance, supporting continuous and secure operations even in complex, high-volume financial environments.

This technology layer ensures that every EURR token is fully backed and secure, while providing confidence to users and institutions alike.

Real-Time Transparency: On-Chain and Off-Chain Proofs

Transparency is a cornerstone of EURR’s trust model. To provide real-time assurance of token backing, StablR Euro implements a layered proof system combining on-chain and off-chain verification:

• On-Chain Records: All issuance, redemption, and transfer transactions are logged on the blockchain, providing immutable and traceable evidence of token movements.
• Off-Chain Proofs: Reserve attestations are generated daily and publicly accessible, showing that every StablR Euro token is backed by cash or cash equivalents in segregated accounts.
• Integrated Reporting: Users and auditors can verify reserve balances and token issuance in real-time, bridging the gap between traditional finance and blockchain transparency.

This dual-layer approach ensures that StablR Euro maintains trustworthiness and reliability without compromising operational efficiency.

StablR Euro’s technology and infrastructure provide a robust foundation for a regulated stablecoin, ensuring that StablR Euro is not only a reliable digital euro but also a trusted, secure, and versatile asset for global payments, DeFi applications, and enterprise financial operations.

StablR Euro (EURR) stands out as a regulated, euro-backed stablecoin that brings the full power of blockchain to the familiar stability of the euro. Designed with compliance in mind, StablR Euro operates under MiCA regulations and ensures transparent backing via daily attestations of reserves. Built on Ethereum (and available on Solana), it’s not just a store of value — it’s programmable money for DeFi, payments, and institutional use. With integrations into platforms like MELDapp, Concordium’s PayFi network, and wallets like Zengo, EURR is becoming increasingly accessible.

While it carries risks — such as redemption requirements and regulatory shifts — its transparent infrastructure and real-world utility make it a compelling option for users who want a stable, digital euro. Whether you’re a developer, business, or crypto user, EURR offers a bridge between the legacy financial world and Web3’s future. Explore the EURR whitepaper, integrate it into your stack, or start transacting — the digital euro era is here.

The rise of stablecoins has redefined how value moves in the digital world, and STASIS Euro (EURS) stands out as one of the most trusted euro-denominated options. Backed 1:1 by real euros and designed for transparency, STASIS Euro combines the stability of traditional finance with the innovation of Web3.