UBD Network (UBDN): Ultimate Guide to DeFi Multisig Trusts

Crypto enthusiasts—ready to take your asset security to the next level with automation and transparency? UBD Network (UBDN) is redefining the way you store, manage, and even inherit digital assets. With DeTrust, a professional multisignature wallet built on UBDN, users enjoy automated trust contracts, cross‑chain interoperability, and governance-based staking rewards. Imagine a smart trust fund that automatically distributes funds on a schedule—even while you sleep!

Plus, token holders can become Keepers to secure the network and earn native yield. According to the official roadmap, UBD Network rewards are distributed in Epochs (30-day cycles), with halving and era mechanics shaping supply and incentives. In this guide, we’ll dive deep into how UBD Network works, its main tokens (UBDN & UBD), the DeTrust offering, affiliate programs, and staking mechanics—so you can confidently engage with the ecosystem.

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What is UBD Network (UBDN)?

UBD Network is a Web3 platform designed for automated crypto asset management, offering advanced decentralization, security, and transparency. At its core, UBD Network provides a professional-grade multisignature (multisig) wallet system and smart-contract-driven infrastructure to automate secure financial routines, inheritance plans, and collaborative fund management.

Powered by a Proof-of-Stake consensus model, the UBD Network operates as a fully on-chain, transparent system that eliminates intermediaries and reduces reliance on third parties. Smart contracts underpin the platform’s “Trust System,” giving users full control over their assets while enforcing pre‑configured rules.

Definition: UBD Network as a Web3 Platform for Automated Crypto Management

UBD Network enables users—including individuals, teams, DAOs, and family offices—to store, manage, and schedule the transfer of crypto assets via smart contracts and multisig logic. It supports multiple EVM-compatible chains and offers on‑chain proof of reserves to ensure full transparency.

Users interact with the ecosystem by holding UBD Network utility tokens, which qualify them as “Keepers.” Keepers participate in month-long reward cycles called Epochs and receive a share of platform fees, yielding sustainable income through passive ecosystem participation.

Role of DeTrust Multisig Wallet: Trust Contracts & Inheritance Automation

DeTrust is the multisignature wallet solution within UBD Network, purpose-built to handle trust contracts, team collaboration, and inheritance automation. It combines traditional multisig security with advanced features such as delayed asset transfer rights and smart inheritance triggers.

With DeTrust, users can set conditions—such as inactivity for a specified period—that trigger transfer of funds to a pre‑designated backup wallet. This mechanism protects against seed‐phrase loss, private key loss, or sudden incapacity.

DeTrust smart contracts also support inheritance arrangements based on milestones (e.g., age, education), enabling conditional payouts that help prevent reckless spending or disputes among heirs. Digital trusts can be established, modified, and executed in minutes—no paperwork, no intermediaries, at greatly reduced cost compared to legacy legal trusts.

For teams, DAOs, or joint ventures, DeTrust ensures collaborative fund governance by requiring multiple cosigners for transactions, enhancing transparency and reducing the risk of fraud or mismanagement.

Ecosystem Vision: Secure, Decentralized, Transparent Financial Tools

UBD Network’s ecosystem is structured around three core pillars:

• Security: All funds are controlled via multisig logic and smart contracts, with backup systems to guard against inaccessibility or key loss.
• Decentralization: There are no intermediaries or custodians—users deploy Trust contracts that self‑execute on‑chain, and participation is open via UBD Network token and Keeper roles.
• Transparency: Every transaction and Trust contract is auditable on‑chain, with open‑source smart contracts and proof-of-reserves available publicly.

The broader vision is to bring professional‑grade trust services—traditionally exclusive, expensive, and opaque—to mainstream crypto users and organizations. With DeTrust, UBD Network seeks to democratize trust infrastructure, reduce costs (e.g., launching a decentralized trust costs just 500 UBD, modifying it 500 UBD, and monthly maintenance costs 20 UBD), and simplify inheritance and secure custody.

Ultimately, UBD Network offers a Web3 trust platform that merges the safety and structure of legal trusts with the autonomy, speed, and affordability of blockchain. It empowers users to confidently plan, protect, share, and grow digital wealth in a decentralized environment.

UBDN & UBD Tokens

UBD Network operates with two native tokens—UBDN and UBD—each designed to serve distinct roles within the ecosystem. Together, they power governance, staking, rewards, and participation in the DeTrust infrastructure.

UBDN Token: Governance, Staking & Keeper Participation

The UBDN token is the utility and governance token for UBD Network and DeTrust. Holding UBDN enables users to participate in decision-making, support network infrastructure, and earn rewards.

• Governance: UBDN holders vote on key upgrades, tokenomics changes, and platform direction, ensuring decentralized control.
• Keeper Participation: When users hold a threshold amount of UBDN, they become Keepers, validator‐like roles essential for network operation. Keepers must hold their tokens continuously for an entire Epoch (a 30‑day cycle) to qualify for monthly rewards.
• Staking Rewards: Keepers receive 50% of DeTrust trust maintenance fees and 50% of UBD transaction commissions accrued during that Epoch. Rewards are paid out in UBD tokens.

To join an Epoch, the minimum UBDN requirement currently starts at 1024 UBDN, but this threshold halves periodically according to the protocol’s halving schedule.

UBD Token: The Ecosystem Reward Currency

The UBD token (United Blockchain Dollar) is the reward token within the platform. It functions as a stable-value currency for Ecosystem participation rewards, distributed to Keepers and activity contributors.

• UBD is paid monthly to UBDN Keepers based on their share of staked tokens during the Epoch.
• It also serves as a payment currency for platform services (e.g., creating trusts or paying fees).

UBD staking is flexible—there’s no minimum requirement or lock‑up period—and yields up to 10.5% APY, depending on stake size and duration.

Token Mechanics: Halving, Rounds, Eras & Reward Calculation

UBD Network uses a multi-layered token lifecycle model to manage participation and reward inflation:

Epochs

• An Epoch is a fixed 30-day cycle in which Keepers must maintain their UBDN holdings untouched to qualify for rewards. At the end of each Epoch, 50% of protocol income is shared among participants.

Reward Formula

• Reward for each UBDN token = (Network profit during Epoch / 2) ÷ total participating UBDN tokens.
  Example: if profit is 100,000 UBD, half (50,000 UBD) is shared. With 3,546,550 participating tokens, each token earns ~0.0141 UBD; a wallet holding 25,791 UBDN would receive ≈ 363.6 UBD.

Rounds & Halving

• A Round is defined as the period during which 1,000,000 UBDN tokens are absorbed in the market. After specific Rounds (e.g., 2, 4, 8, 16, 32… up to 1024), a Halving event occurs.
• With each Halving, the minimum UBDN required to become a Keeper is halved, making participation more accessible over time.

Eras

• Eras are broader periods spanning multiple Rounds up to the next Halving. UBD Network has defined 11 Eras, each culminating in a Halving event. With each new Era, UBDN’s perceived price increases by USD 1 per token, and barriers to entry gradually fall.

This structured progression—Epochs, Rounds, Halvings, Eras—ensures long-term sustainability, gradual token distribution, and increasing decentralization as the network matures.

This dual-token system balances incentives, decentralization, and financial sustainability, positioning UBD Network as a governance‑driven Web3 platform for secure and automated crypto infrastructure.

How to Become a UBDN Keeper

Becoming a Keeper on the UBD Network is a key role for staking rewards, network validation, and ecosystem governance. Here’s how the process works and how rewards are structured.

Keeper Role: Staking Minimum UBDN, Participating in Epochs, and Securing the Network

To qualify as a Keeper, you must hold a minimum amount of UBDN tokens—currently 1,024 UBDN—in your wallet throughout a complete Epoch (a 30‑day cycle) without moving them.
By doing so, you contribute to the network’s stability and integrity. In early stages (MVP), this requires no dedicated hardware; later, Keepers will also run infrastructure with at least 99.9% uptime to validate transactions on a Proof of Stake blockchain

Participating in Epochs & Keeping UBDN Locked

An Epoch is a fixed 30‑day period. To earn rewards, Keepers must keep the required UBDN balance untouched from the start to the finish of the Epoch.
Moving tokens mid-Epoch disqualifies you entirely for that cycle. After the Epoch ends, UBDN can be transferred or held for the next cycle. Software tools typically include a reward calculator to preview potential UBD payouts

Reward Split: 50% Maintenance Fees + 50% UBD Transaction Commissions

Keepers receive 50% of DeTrust maintenance fees and 50% of all UBD conversion transaction commissions collected during the Epoch.
Rewards are paid in UBD, the ecosystem’s stablecoin. Your share is proportional to your UBDN balance relative to the total UBDN actively locked during that Epoch.

Reward formula:
(Network profit in UBD ÷ 2) ÷ total active UBDN tokens = reward per UBDN.
So if profit is 100,000 UBD, then 50,000 UBD is shared. With 3,546,550 UBDN in active Epochs, each token earns approx. 0.0141 UBD. If you hold 25,791 UBDN, your reward is ~363.6 UBD for that Epoch

Epoch & Era Model: Lock‑Up Periods, Reward Cycles & Halving Phases

UBDN participation is governed by layered concepts:

• Epoch: 30-day reward cycle — tokens must remain untouched to count.
• Round: Market absorbs 1,000,000 UBDN tokens.
• Halving: At pre‑set Rounds (2, 4, 8, 16, 32, … up to 1,024), the minimum UBDN requirement halves, easing entry for new Keepers.
• Era: Period spanning multiple Rounds between Halvings. There are 11 Eras, each concluding in a Halving event that lowers the UBDN threshold.

Example schedule:

• Era 1 (Round 1): needs 1,024 UBDN
• Era 2 (Rounds 2–3): threshold drops to 512
• Era 3 (Rounds 4–7): threshold is 256 UBDN, and so on, until the minimum is just 2 UBDN for Era 10–11.

Additionally, newly swapped UBDN tokens enter a 90-day lock‑up before being eligible as active Keepers

Network Validation & Technical Requirements

In early phases, Keepers don’t need to run servers—simply holding UBDN counts. Once the dedicated UBD Network blockchain launches, Keepers must run open‑source validator software with ≥99.9% uptime to remain eligible. Those with lower uptime or who move tokens during the Epoch get disqualified and forfeit rewards.

Upcoming technical documentation will detail hardware, uptime monitoring, and consensus participation protocols before full chain launch.

The Epoch–Round–Era–Halving model adapts network growth and accessibility, rewarding early adopters while progressively lowering participation thresholds. As a Keeper, you help secure and scale the UBD Network while earning passive income in a decentralized, transparent system.

Creating Smart Trust Contracts with DeTrust

UBD Network’s DeTrust protocol transforms how digital assets are governed and passed on, using advanced smart contract trust funds with configurable inheritance logic and secure multisignature wallet functionality. It’s designed for secure, automated funds release and collaborative approvals without intermediaries.

Smart Contract Trust Funds: Automated Release & Inheritance Programming

DeTrust enables users to establish digital trust contracts that automate asset distribution based on predefined conditions. These may include time delays, inactivity triggers, age thresholds, or educational milestones. Funds release automatically when conditions are met—no manual intervention required. This ensures assets are protected even if the grantor loses access to keys or becomes incapacitated.

For example, a parent can configure a trust so children receive funds only once they reach a specified age or graduate from college. The smart contract enforces all rules without reliance on third parties, reducing the risk of mismanagement or conflict among heirs

Multisignature Functionality: Secure, Collaborative Transaction Approvals

At the heart of DeTrust is a multisig wallet system requiring multiple keys to approve transactions. This enhances security by eliminating single points of failure. No one individual controls funds—multiple signers must cooperate to authorize transfers.

DeTrust goes further by incorporating delayed signing rights transfer: if the primary signers remain inactive beyond a fixed period, signing control automatically shifts to a predefined backup address, helping prevent permanent asset loss due to lost keys or legal incapacity.

The platform also offers a user-friendly, no-code interface to build trust contracts—even users with limited technical knowledge can set up complex inheritance logic in minutes

Use Cases for DeTrust Smart Trust Contracts

1. Family Offices & Personal Inheritance

DeTrust lets families automate wealth transfer securely and affordably. Instead of paying tens of thousands of dollars in legal fees, users can launch a decentralized trust in around 15 minutes, for a small fee (e.g., 500 UBD) and minimal monthly upkeep (e.g., 20 UBD) Conditions prevent heirs from lump-sum access or impulsive spending by tying payouts to life milestones

2. Educational Funds

Parents or guardians can allocate future funds over time, triggered by events like enrollment in higher education or reaching adulthood. This structured approach promotes responsible inheritance while ensuring financial needs are met when appropriate

3. DAO Treasuries & Collaborative Funds

Teams, DAOs, nonprofits, and businesses can use DeTrust multisig to manage treasury holdings. Multiple stakeholders co-sign transactions, improving governance transparency and reducing single-party risk—ideal for team-managed budgets or project funding.

4. Escrow & Real Estate Closings

DeTrust smart contracts can function as escrow agents, holding crypto funds until contractual conditions (e.g., title transfer) are met. Automated condition checks and multisig release ensure trustless, secur,e high-value transactions like real estate closings or partner investments

Advantages Over Traditional Trusts

Traditional legal trust services are expensive (often $50,000+ to establish), slow, and require extensive paperwork and intermediaries. DeTrust offers a decentralized alternative: low-cost, near-instant deployment, no legal intermediaries, and full transparency via open-source smart contracts and on-chain proof-of-reserves

Additionally, the smart contract framework ensures exact compliance with the grantor’s conditions and minimizes family disputes—assets are disbursed automatically by the pre-set plan, eliminating ambiguity and cost-intensive estate litigation

Whether for families, organizations, or real estate deals, DeTrust offers an accessible, secure, and transparent alternative to traditional trust infrastructure, placing control directly in the hands of users while preserving their legacy.

UBD Network (UBDN) and its DeTrust multisig platform bring together smart contract automation, decentralized governance, and multi‑chain DeFi access into a cohesive ecosystem for digital wealth management. Whether you’re building a crypto inheritance plan, managing shared assets, or aiming to earn rewards by securing the network as a Keeper, UBDN has the tools you need.

With defined Epoch cycles, halving mechanics, and a transparent token economy powered by UBDN and UBD, the system rewards active participation through staking and affiliate programs. Now it’s your turn—dive in and explore: stake UBDN, launch your trust contract with DeTrust, join the referral leaderboard, or engage with governance.